Privacy Policy

PURPOSE OF THIS NOTICE

Westcor Land Title Insurance Company and Promincence Title & Escrow, LLC (“the Agent”) share your

concerns about privacy, Each Company is committed to respecting the privacy of our policyholders. Therefore,

in accordance with Federal and State laws and regulations, we are providing you with this notice of how we

might use the information about you which we gather in the process of issuing our policy of title insurance.

Title V of the Gramm-Leach-Bliley Act (GLBA) and the laws of the State in which you reside generally prohibit

us from sharing nonpublic personal information about you with a third party unless we provide you with this

notice of our privacy policies and practices, such as the type of information that we collect about you and the

categories of persons or entities to whom that information may be disclosed. In compliance with the GLBA and

the laws of this State, we are providing you with this document, which notifies you of the privacy policies and

practices of Westcor Land Title Insurance Company and the Agent.

 

OUR PRIVACY POLICIES AND PRACTICES

I. Information we collect and sources from which we collect it:

We do not collect any nonpublic personal information about you other than the following: Information

we receive from you or from your attorney, Realtor or other representatives on applications or other forms;

Information about your transactions with us, our affiliates or our agents. In addition, we may collect other

nonpublic personal information about you from individuals and companies other than those proposed for

coverage. Unless it is specifically stated otherwise in an amended Privacy Policy Notice, no additional

information will be collected about you.

 

II. Information we disclose to third parties:

In the course of our general business practices, we may disclose that information that we collect (as

described above) about you or others without your permission to the following types of institutions for the

reasons described: To a third party such as a surveying, real estate tax research or municipal data firm if the

disclosure will enable that party to perform a business, professional or insurance function for us; to an

insurance institution, agent, or credit reporting agency in order to detect or prevent criminal activity, fraud or

misrepresentation in connection with an insurance transaction; to an insurance institution, agent or credit

reporting agency for either this Company or the entity to whom we disclose the information to perform a

function in connection with an insurance transaction involving you; to an insurance regulatory authority, law

enforcement, or other governmental authority in order to protect our interests in preventing or prosecuting fraud

or terrorism or if we believe that you have conducted illegal activities; or to an actuarial or research organization

for the purpose of conducting actuarial or research studies. These disclosures herein are permitted by law.

 

III. Your right to access and amend your personal information:

You have the right to request access to the personal information that we record about you. Your right

includes the right to know the source of the information and the identity of persons, institutions or types of

institutions to whom we have disclosed such information within 2 years prior to your request. Your right

includes the right to view such information and copy it in person, or request that a copy of it be sent to you by

mail (for which we may charge you a reasonable fee to cover our costs). Your right also includes the right to

request corrections, amendments or deletions of any information in our possession. The procedures that you

must follow to request access to or an amendment of your information are as follows: To obtain access to your

information from Westcor Land Title Insurance Company, you should submit a request in writing directly to

them. To obtain access to your information from the above named Agent: You should submit your written

request including the specified information to the address stated at the top of this page. To correct, amend, or

delete any of your information: You should submit a request in writing to the addresses referenced directly

above. The request should include your name, address, policy number, andy specified information in dispute,

and the identity of the document or record that contains any disputed information. Upon receipt you will be

contacted within 30 business days to notify you either that we have made the correction, amendment or deletion,

or that we refuse to do so. If we refuse to do so, we will inform you of the reasons for the refusal and you will

have the opportunity to challenge our refusal.

 

IV. Our practice regarding information confidentiality and security:

We restrict access to nonpublic personal information about you to those employees who ned to know

that information in order to provide products or services to you. We maintain physical, electronic and

procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

 

V. Our policy regarding dispute resolution:

Any controversy or claim arising out of relating to our privacy policy, or the breach thereof, shall be

settled by arbitration in accordance with the rules of the American Arbitration Association and judgment upon

the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

 

VI. Reservation of the right to disclose information in unforseen circumstances:

In connection with the potential sale or transfer of its interests, Westcor Land Title Insurance Company and

Agent and their respective affiliates reserve the right to sell or transfer your information (including but not

limited to your address, name, age, sex, zip code, state and county of residency and other information, that you

provide through any communications) to a third party entity that (1) concentrates its business in a similar

practice or service; (2) agrees to be a successor in interest of Westcor Land Title Insurance Company or the

Agent with regard to the maintenance and protection of the information collected; and (3) agrees to the

obligations of this privacy statement.

 

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH AFFILIATES OR
NONAFFILIATED THIRD PARTIES FOR ANY PURPOSE THAT IS NO SPECIFICALLY PERMITTED BY LAW.